Personal Finance

Personal Finance

One person in five retiring this year will still have debts to pay

THE GROWING debt crisis gripping the nation will mean one in five people in Yorkshire who are retiring this year will still have debts to pay off with many financially-stricken households fearing they will never clear what they owe.

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Home repossession ‘at 35-year low’

At last. some good news: Thanks to the very low interest rates over the past few years, the number of people having their homes repossessed last year was the lowest for 35 years.

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Money expert Martin Lewis gives his advice on hunting down the cheapest train tickets.

Martin Lewis: Expert tips on how to find the cheapest train fares

The only way to find the cheapest rail ticket is to throw all logic out of the window. Ask at a station or online, “What’s the cheapest train ticket from Pennyhill to Walletsworth?” And sadly you can’t rely on the answer. In many cases there are far cheaper options than the answer given.

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How to spring clean your household budget

Most of us know we should have a budget plan in place to ensure we stay in control of our money. With a budget, it’s easy to see what you’ve got coming in and what you need to spend it on – so you shouldn’t run out of money before the end of the month.

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‘Punishing’ banks can be even more expensive than payday lenders

BORROWERS NEEDING as little as £100 could be charged up to £156 more by their bank than it would cost at a payday lender, Which? has found.

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Is it a good idea to consolidate your debts?

For many of us, January’s payday just can’t come soon enough. If you overspent at Christmas, or borrowed more than you can afford, you might be thinking that you just can’t afford to pay all your bills this month. But are there certain bills you should never miss?

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Will investors take flight from China?

Investors could take flight from China in the Year of the Rooster

Today China celebrates its new year. The firecrackers that welcome in the Year of the Rooster may not be popular with all investors as astrologists say the signs foretell disharmony and global conflict.

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Leeds tops national table for Help to Buy take-up

Leeds tops national table for Help to Buy take-up

A GOVERNMENT savings scheme to help young people on to the housing ladder has proved more popular in Leeds than anywhere else in the UK.

Personal Finance
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The monthly payments you should NEVER miss

For many of us, January’s payday just can’t come soon enough. If you overspent at Christmas, or borrowed more than you can afford, you might be thinking that you just can’t afford to pay all your bills this month. But are there certain bills you should never miss?

Personal Finance
Potential nuisance callers and scammers could be able to buy sensitive personal and financial information for as little as 4p a record

Your personal data on sale to scammers and cold callers for just 4p

NUISANCE CALLERS and fraudsters are able to buy the phone numbers and personal details of almost anyone from unscrupulous traders for as little as 4p each, a consumer body has warned.

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Rachel Reeves MP

Rachel Reeves MP calls for action to tackle ‘sky high’ overdraft charges

A YORKSHIRE MP is calling for tough action to tackle “sky-high” overdraft charges, which she claims are causing problems for hundreds of thousands of borrowers.

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How to get your new year household budget in order

Now 2017 is well underway, you’re probably trying to get back on track on with your household spending. But as it’s the New Year, is it worth thinking about a new way of looking at your money by putting together a proper budget plan?

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Many families need to spend more time planning their household budgets Photo:  Press Association

‘Families must brush up their household budget skills’

MANY Britons believe they have a firm grip on their family’s finances.

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Christmas is nothing if not expensive

Can you pay off Christmas debts faster?

Had an expensive festive season? If you’ve borrowed money to help cover the cost of Christmas, find out how you could get back in control of your finances.

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Energy bills are going up.

How steeply will your fuel bills rise in the new year?

It’s likely that many people will see their household bills rise in the New Year, as EDF Energy says it will increase its prices and other major suppliers are expected to do the same.

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A pensioner examines her council tax bill

How steeply will they hike your council tax bill next year?

If you’re already on a tight budget, you may be worried to hear that many councils are planning to raise what you have to pay, come April 2017.

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Former pensions minister Baroness Ros Altmann

We’d rather die than see care homes take our children’s inheritance, say more parents

A GROWING number of ageing parents are signing legal documents effectively saying they would rather die than see “excessive” care home fees plunder their children’s inheritance, lawyers claimed today.

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How to balance your books this Christmas

How to balance your household budget this Christmas

There’s still time to save for Christmas this year and make sure that your bank balance doesn’t take too much of a hit.

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Keith Loudon of Redmayne Bentley

Redmayne-Bentley celebrates 141 years in Leeds

WHEN John Redmayne established his business empire, he only had a desk, a coal scuttle and an ink stand to keep him company.

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Payday loans: Short-term borrowing that can last a long time

Have you been tempted to take out a short-term loan to tide you over till payday? It’s not a bad idea in principle, but are you sure you can pay the money back and do you understand how much you’ll have to pay overall?

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