Personal Finance

Personal Finance

Your personal data on sale to scammers and cold callers for just 4p

NUISANCE CALLERS and fraudsters are able to buy the phone numbers and personal details of almost anyone from unscrupulous traders for as little as 4p each, a consumer body has warned.

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Rachel Reeves MP

Rachel Reeves MP calls for action to tackle ‘sky high’ overdraft charges

A YORKSHIRE MP is calling for tough action to tackle “sky-high” overdraft charges, which she claims are causing problems for hundreds of thousands of borrowers.

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How to get your new year household budget in order

Now 2017 is well underway, you’re probably trying to get back on track on with your household spending. But as it’s the New Year, is it worth thinking about a new way of looking at your money by putting together a proper budget plan?

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Many families need to spend more time planning their household budgets Photo:  Press Association

‘Families must brush up their household budget skills’

MANY Britons believe they have a firm grip on their family’s finances.

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Christmas is nothing if not expensive

Can you pay off Christmas debts faster?

Had an expensive festive season? If you’ve borrowed money to help cover the cost of Christmas, find out how you could get back in control of your finances.

Personal Finance
Picture: Rui Vieira/PA Wire

How steeply will your fuel bills rise in the new year?

It’s likely that many people will see their household bills rise in the New Year, as EDF Energy says it will increase its prices and other major suppliers are expected to do the same.

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A pensioner examines her council tax bill

How steeply will they hike your council tax bill next year?

If you’re already on a tight budget, you may be worried to hear that many councils are planning to raise what you have to pay, come April 2017.

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Former pensions minister Baroness Ros Altmann

We’d rather die than see care homes take our children’s inheritance, say more parents

A GROWING number of ageing parents are signing legal documents effectively saying they would rather die than see “excessive” care home fees plunder their children’s inheritance, lawyers claimed today.

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How to balance your books this Christmas

How to balance your household budget this Christmas

There’s still time to save for Christmas this year and make sure that your bank balance doesn’t take too much of a hit.

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Keith Loudon of Redmayne Bentley

Redmayne-Bentley celebrates 141 years in Leeds

WHEN John Redmayne established his business empire, he only had a desk, a coal scuttle and an ink stand to keep him company.

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Payday loans: Short-term borrowing that can last a long time

Have you been tempted to take out a short-term loan to tide you over till payday? It’s not a bad idea in principle, but are you sure you can pay the money back and do you understand how much you’ll have to pay overall?

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Many people could face hardship in retirement

UK is facing pensions time-bomb, says report

BRITAIN is facing a retirement time-bomb which could force many people to rely on the state in old age, according to a report from the independent financial advisers Chase de Vere.

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A fairytale Christmas like this one at Chatsworth House is out of the question for many in Yorkshire

Could this quick solution make you debt-free in a year?

Are you struggling with your unsecured debts? If you don’t have a plan deal with them, there may be a way to sort out your financial situation that you haven’t heard of before. A Debt Relief Order is a way to tackle debts and provides a cheaper alternative to bankruptcy.

Personal Finance
A fairytale Christmas like this one at Chatsworth House is out of the question for many in Yorkshire

One in eight people in Yorkshire can’t pay for Christmas from their savings or earnings

ONE in eight people in Yorkshire can’t afford to pay for all the costs of Christmas out of their earnings or savings. This will leave many people wondering where exactly they’re supposed to get the money to pay for the big day.

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Two in three Yorkshire people have a debt problem, survey finds

two-thirds of people in Yorkshire consider themselves to have a debt problem, according to a new survey.

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The number of small firms facing fines for breaching new pension rules is set to 'skyrocket', according to Catherine Pinkney, co-founder of Paycircle.

Rule-breaking SMEs face fines over new pension rules

THE number of small companies facing fines for breaching new rules linked to automatic pension enrolment is set to “skyrocket”, according to an industry analyst.

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Shortage of cash puts two in five Yorkshire parents off starting a family

Have you delayed having a baby for financial reasons? New research from Debt Advisory Centre shows that money plays an important role in this big life decision for a significant amount of people in Yorkshire.

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The secret debts we keep from our partners

Lots of people have some sort of debt to speak of, whether that’s a credit card, store card, loan or student debt. But while debt itself is not unusual, there are some people that feel the need to keep quiet about what’s really going on with their finances.

Personal Finance
Charles Counsell 
The Pensions Regulator
www.brightontogs.com   info@brightontogs.com

66,000 of region’s employers must plan for pensions changes

AROUND 66,000 employers in Yorkshire and the Humber must comply with automatic pension enrolment over the next 12 months, according to a senior figure at The Pensions Regulator.

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Will you be able to afford to heat your home this winter?

It’s that time of year when the temperature is dropping and you might start thinking about putting the heating on. But are you dreading having to do this because of the cost? Research from Debt Advisory Centre shows that this is a concern for a number of people in Yorkshire.

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