Personal Finance

Personal Finance

Redmayne-Bentley celebrates 141 years in Leeds

WHEN John Redmayne established his business empire, he only had a desk, a coal scuttle and an ink stand to keep him company.

Business
Library picture

Payday loans: Short-term borrowing that can last a long time

Have you been tempted to take out a short-term loan to tide you over till payday? It’s not a bad idea in principle, but are you sure you can pay the money back and do you understand how much you’ll have to pay overall?

Personal Finance 1
Many people could face hardship in retirement

UK is facing pensions time-bomb, says report

BRITAIN is facing a retirement time-bomb which could force many people to rely on the state in old age, according to a report from the independent financial advisers Chase de Vere.

Personal Finance 2
A fairytale Christmas like this one at Chatsworth House is out of the question for many in Yorkshire

Could this quick solution make you debt-free in a year?

Are you struggling with your unsecured debts? If you don’t have a plan deal with them, there may be a way to sort out your financial situation that you haven’t heard of before. A Debt Relief Order is a way to tackle debts and provides a cheaper alternative to bankruptcy.

Personal Finance
A fairytale Christmas like this one at Chatsworth House is out of the question for many in Yorkshire

One in eight people in Yorkshire can’t pay for Christmas from their savings or earnings

ONE in eight people in Yorkshire can’t afford to pay for all the costs of Christmas out of their earnings or savings. This will leave many people wondering where exactly they’re supposed to get the money to pay for the big day.

Personal Finance
Picture posed by models

Two in three Yorkshire people have a debt problem, survey finds

two-thirds of people in Yorkshire consider themselves to have a debt problem, according to a new survey.

Personal Finance
The number of small firms facing fines for breaching new pension rules is set to 'skyrocket', according to Catherine Pinkney, co-founder of Paycircle.

Rule-breaking SMEs face fines over new pension rules

THE number of small companies facing fines for breaching new rules linked to automatic pension enrolment is set to “skyrocket”, according to an industry analyst.

Personal Finance
Picture posed by models

Shortage of cash puts two in five Yorkshire parents off starting a family

Have you delayed having a baby for financial reasons? New research from Debt Advisory Centre shows that money plays an important role in this big life decision for a significant amount of people in Yorkshire.

Personal Finance
File picture

The secret debts we keep from our partners

Lots of people have some sort of debt to speak of, whether that’s a credit card, store card, loan or student debt. But while debt itself is not unusual, there are some people that feel the need to keep quiet about what’s really going on with their finances.

Personal Finance
Charles Counsell 
The Pensions Regulator
www.brightontogs.com   info@brightontogs.com

66,000 of region’s employers must plan for pensions changes

AROUND 66,000 employers in Yorkshire and the Humber must comply with automatic pension enrolment over the next 12 months, according to a senior figure at The Pensions Regulator.

Personal Finance 1
Library picture

Will you be able to afford to heat your home this winter?

It’s that time of year when the temperature is dropping and you might start thinking about putting the heating on. But are you dreading having to do this because of the cost? Research from Debt Advisory Centre shows that this is a concern for a number of people in Yorkshire.

Personal Finance
Universities Minister Jo Johnson, gives a speech on science, universities and the EU at the Babbage Lecture Theatre, University of Cambridge in Cambridge. PRESS ASSOCIATION Photo. Photo:  Chris Radburn/PA Wire

Martin Lewis: Government should come clean on loans system for students

There’s a hidden crisis hitting student finance. Not the oft quoted “£50,000 debt” – in practical terms that’s mostly irrelevant, as it’s repaid after university and only if you earn enough.

Personal Finance
Library picture

Is an IVA a magic button to clear your debts?

YOU MAY have heard that it’s possible to get a large percentage of your debt written off with something called an IVA – but is it true? How exactly do IVAs work and are they a good idea?

Personal Finance
Library picture

Managing debt: When bankruptcy is the only option

What do you think when you hear the word bankruptcy? Financial ruin? Everybody knowing about your debt? For lots of people, bankruptcy has some very negative connotations – but do you know what it really means?

Personal Finance
Library picture

How to avoid debt if you’re on flexible hours

Working in a job that means your income changes from month-to-month is a reality for a significant number of people in Yorkshire, and research shows that there could be a link between this type of employment and struggling to repay debts.

Personal Finance
Library picture

One in five in Yorkshire had to buy food on credit this summer

NEARLY one in five people in Yorkshire used credit to pay for food in June, according to new research.

Personal Finance
It's a smart move for students to plan their financial future Photo: PA

Conal Gregory: How to avoid building up a huge debt pile during university years

Miss the right student deal now and a helpful hand through college will disappear. With the new academic year only days away, banks and building societies are making some of their best offers ever, keen to capture as many new students as possible and retain those already signed up.

Personal Finance
Christian Bale plays Michael Burry in the hit film The Big Short.  PA Photo/Paramount

Motley Fool: Creating your own superhuman investor could lead to conflict

Let’s indulge in a flight of fantasy.

Personal Finance
Many ethical investors are keen to support wind farms  Photo: Ben Curtis/PA Wire

Conal Gregory: Different shades of green for ethical investors

Many savers like the concept of taking an ethical stance to which sustainability and environmental elements are often added.

Business
Regulators aim to stop pension scams

Watchdog pledges tough action to cut number of pension scams

REGULATORS have promised tough action to reduce the number of Britons who become victims of pension scams.

Personal Finance
Load more