Personal Finance

Personal Finance

High-risk investment calls on the increase

At Which? HQ, I sit opposite our money helpline – a crack team of financial experts who field thousands of queries about money issues our members are facing.

Personal Finance
The affects of Brexit will hit British tourists in the purse this summer.

Tourists to face fresh Brexit woes as we lose our spending power abroad

BRITISH holidaymakers are faced with deepening financial woes as the pound is in line to reach parity with the euro and obliterate the spending power of UK tourists in some of Europe’s leading destinations.

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Enjoy a more carefree break with extra cashback in your pocket

Holiday tips: how to save a fortune

The debate about term-time holidays has loomed large in the public consciousness lately, with the Supreme Court ultimately enforcing the fines on families for pulling their kids out during the school year.

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FLAT BROKE: How to spread the cost of schooldays

School bill hell: average parent spends £64,000

We look at some of the best ways to save cash before your little cherubs head back to the classroom in September

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What is the average deposit for first-time home buyers?

Survey reveals how much deposit the average first-time buyer in Yorkshire needs

First-time buyers make up nearly half of all house purchases financed by a mortgage – but those taking their first step on the property ladder need to put down a £33,000 deposit on average, a report has found.

Commercial Property 1
House price growth rebounded in June, pushing the average value over the 210,000 mark for the first time.

House prices growth pushes average value over £210,000, confirms Nationwide

House price growth rebounded in June, pushing the average value over the £210,000 mark for the first time, according to an index.
The Huddersfield branch of the Women Against State Pension Inequality (WASPI)

Thousands of Yorkshire women face financial hardship, says WASPI campaign

THOUSANDS of Yorkshire women are facing financial hardship because the Government has failed to offer fair transitional arrangements for changes to the state pension age, according to a campaigning group.

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Phones blamed as trigger-appy shoppers go on ‘open all hours’ sprees from bed

Nearly a third of Britons say apps are making their finances worse, either by encouraging them to spend more or making them lose track of their outgoings.

Personal Finance
The UK has seen a rise in household wealth since the financial crash

Growing numbers of wealthy entrepreneurs are heading to Yorkshire, says study

YORKSHIRE’S most affluent households have seen their wealth rise by more than 40 per cent since the financial crash of 2008, according to a new study.

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Sandbanks in Poole.

Northern coastal towns lag behind on house prices as southern hot-spots dominate value list

They’re an enticing prospect for a house-buyer wanting an escape from urban life, with uplifting views and fresh sea air coming as standard.

Commercial Property
Friendly societies can be specific to an occupation; such as railways

The friendly way to invest and without the worry of paying tax

Amazingly few investors and even financial advisers appear to be aware of the savings plans which friendly societies can offer. One of their crucial features is that they are tax-exempt, making such schemes an ideal first investment for both an adult and child.

Personal Finance
PA photo: Dave Cheskin

Can you afford the payments on the new car you just bought?

Have you borrowed to finance a car recently? If you have, you’re part of a growing trend. In fact, the amount of money borrowed to buy brand new cars has trebled in the last eight years to more than £30 billion. But this increase, particularly amongst people who already have stretched finances, has some people worried.

Personal Finance
The City of London skyline at dusk, with Blackfriars Bridge in the foreground  Photo:  Jonathan Brady/PA Wire

Number of loans is a sign of resilience, says Hitachi Capital

CONSUMER confidence remained resilient over the last financial year, despite uncertainties caused by Brexit, according to bosses at Hitachi Capital Consumer Finance.

Personal Finance
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What does persistent credit card debt look like and do you have it?

ARE YOU in persistent credit card debt? Are you able to get ahead of your payments and pay more than you need, or are you stuck paying the minimum amount each month?

Personal Finance
Leadership Award. Peter Hill of the Leeds Building Society with Michael Portillo.
Yorkshire Post Excellence in Business Awards 2016.  New Dock Hall.  4 November 2016.  Picture Bruce Rollinson

Excellence in Business Awards honour great leaders

GREAT leaders can turn any company into a world-beater and transform the fortunes of its staff and stakeholders.

Personal Finance
Picture: PA

Why are we borrowing so much more these days?

New figures show that consumer borrowing has been growing rapidly, and this has worried the Bank of England, as well as the financial watchdog The Financial Conduct Authority (FCA).

Personal Finance
Paul Brencher, Managing Director, Individual Protection, Aviva UK

Britons are failing to plan for illness, says study

A new study has revealed a worrying gap between people’s fears of illness and the financial preparations they actually make to deal with it.

Personal Finance
Many UK adults have started to save more for their retirement, according to a survey

Around 5.5 million people are saving more because of pension freedoms, says Aegon

FOURTEEN per cent of working age people are saving more into their pension as a result of the “pension freedoms” introduced by the Government two years ago, according to new research

Personal Finance 2

Single parents owed huge sum in unpaid child maintenance

Does your ex owe money in child maintenance? Unfortunately, a new report from the National Audit Office shows that this isn’t all that unusual. Altogether, the amount of outstanding child maintenance comes to a whopping £4 billion. To make matters worse, three quarters of that amount is uncollectable according to the Department for Work and Pensions, so at least £3 billion may never end up being paid at all.

Personal Finance
Picture posed by models

One in four waiting for an inheritance before they can buy a house

ONE in four young people are pinning their hopes on an inheritance to get a foothold on the property ladder, research out today reveals.

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