Home buyers in National Parks face paying a typical premium of £116,501 to live there, a report has found.
House prices in 12 National Parks surveyed by Lloyds Bank are, on average, £116,501 or 46% higher than the average for their surrounding county.
Four National Parks in the study - the New Forest, the South Downs, the Peak District and the Lake District - attract a premium in excess of £150,000.
Properties in the Lake District command the largest percentage premium, with average prices more than double (105%) those in the surrounding area.
Snowdonia is the only National Park where property prices are below the average for the surrounding area - at 3% or £4,936 less.
With an average house price of £180,126, which is 6.8 times local average annual earnings, Snowdonia is deemed by Lloyds to be the most affordable National Park in the survey.
The New Forest was found to be the least affordable National Park in the survey compared with local wages, with the average house price at 15.2 times local gross average annual earnings.
The research, which covered England and Wales, found the average house price in a National Park at £368,804 - meaning buyers face paying nearly 12 times local average earnings.
Andrew Mason, mortgage products director at Lloyds Bank, said: “Buying a home in one of the most beautiful spots in the country usually comes with a substantial price tag.
“New development is also very limited in these areas, which can also be a contributing factor.
“With the difference between local earnings and property prices being so large, it can make it very challenging for those living and working in National Parks to buy their own home.”
Here are the average house prices in National Parks, followed by the premium home buyers face paying in percentage and cash terms, when compared with average house prices in the surrounding county, according to Lloyds Bank:
1. Lake District, £364,193, 105%, £186,351
2. New Forest, £581,448, 86%, £268,856
3. Peak District, £332,706, 84%, £151,969
4. South Downs, £536,208, 64%, £209,377
5. Pembrokeshire Coast, £254,330, 51%, £85,962
=6. Dartmoor, £309,154, 27%, £65,283
=6. Yorkshire Dales, £277,557, 27%, £58,309
8. The Broads Authority, £311,314, 26%, £63,657
9. Exmoor, £304,627, 25%, £61,085
10. North York Moors, £298,936, 22%, £53,570
11. Brecon Beacons, £222,631, 15%, £28,276
12. Snowdonia, £180,126, minus 3%, minus £4,936
(Lloyds said Northumberland National Park was excluded from the analysis due to an insufficient number of sales)