Video: Why Bradford is one of the riskiest places to drive

BRADFORD is the second most risky place in the UK for motor accidents, a study has shown.

Based on the frequency of accident claims per insured driver, the West Yorkshire city had an accident rate in 2009 that was 39.1% above the national average.

Slough in Berkshire, which has promoted itself as a "safety town" for 50 years, topped the list for the third year running, at 41.3% above the national average, based on the frequency of accident claims per insured driver.

Birmingham was third at 38% in an annual index by insurance company Endsleigh.

The figures showed that Belfast was the safest UK town for accidents, with a claims rate 44.9% below the national average. Bangor in North Wales was the next safest (44.6% below) followed by Swansea (24.6% below).

All the 10 most "dangerous" towns were in England, while only four English destinations - Norwich, Ipswich, Cambridge and Cheltenham - made it into the safest list.

Endsleigh spokesman Stuart Wartalski said: "Clearly there are some parts of the UK which are safer than others when it comes to the frequency of accidents on the road.

"Drivers in Belfast have, for the second year in a row, come out as the safest in the UK and should be congratulated. It is also interesting to see that drivers in Scotland are shown to be some of the safest in the UK, even though weather conditions are often more hazardous at this time of the year."

Earlier this month, an action plan was drawn up to clamp down on uninsured drivers in Bradford.

Three city areas featured in the Motor Insurers' Bureau's recent top 10 UK postcodes for uninsured vehicles.

BD3 – which covers Bradford Moor, Barkerend and Thornbury – was identified as the postcode with the single highest proportion of uninsured vehicles to vehicles owned; almost half were uninsured.

Bradford Council is now working with West Yorkshire police to counter on motorists driving without insurance.

The year-long plan includes developing community-based "speedwatch" schemes to focus on uninsured drivers and a marketing campaign highlighting the legal consequences of uninsured driving.

The Yorkshire Post went on the road with Bradford police on the lookout for uninsured drivers. Click the PLAY button to watch what happened.