MP leads campaign to 'save cheques' for vulnerable consumers

Plans to phase out cheques over the next eight years would be halted under plans by Bradford East MP David Ward.

Instead, banks would be required to carry on providing cheque services as long as businesses and customers want them.

Mr Ward said: "The withdrawal of cheques is simply a cost saving exercise for the banks, who are prepared to ride roughshod over the needs of vulnerable consumers and charities. My Bill will ensure that cheques continue to be available for as long as people want to use them."

The move to end the use of the cheque was signalled by the Payments Council, representing all major high street banks but Mr Ward is concerned there is no clear alternative in place.

Yesterday he launched a "save our cheque" campaign in Bradford, asking residents to sign a petition. The campaign has the backing of consumer group Which?, the charity Age UK and the Federation of Small Businesses.

He said: "This decision will create major problems for elderly, disabled and housebound people who rely on cheques in their

everyday lives. They cannot just nip out and use a cash machine.

"Cheques are a much needed lifeline for people to buy the things they need.

"Many charities rely heavily on donations sent as cheques. The burden of forcing them to do everything online will limit their ability to raise money.

"Many small businesses have told me how difficult scrap the cheque will be for their customers."

Mr Ward will present his Private Member's Bill today, although it has virtually no chance of becoming law.