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Certainly, the juicy carrot in Chancellor George Osborne’s Budget, a new £15,000 ‘super Isa’ allowance, may also have whetted investors’ appetite for change. From July 1, stocks and cash Isas will be merged into this large single annual allowance, in a move welcomed by savers’ campaigners who’ve been calling for the rules to be simplified.

There’s another type of savings product that’s been receiving less favourable headlines, though; the so-called ‘teaser’ account. This account attracts people in with high introductory rates of interest that often last around 12 months. After that, sometimes the rate plummets without the customer realising this “best before” date is up, and their money is now languishing in a deal turned sour.

Some banks have recently announced they are scrapping introductory bonuses on their savings products in moves to make their accounts “simpler” for customers to understand.

But are teaser savings accounts always a bad thing?

Some commentators have argued that in the current low interest rate environment, any bonus is better than nothing.

According to recent research from consumer group Which?, six years ago the average instant-access savings account paid a rate of 4.14 per cent, but that has now plummeted to 0.63 per cent.

Martin Lewis, founder of consumer help website MoneySavingExpert.com, says that with interest rates at ultra-low levels, the timing of many bonus rates being scrapped “could not be worse”.