Drivers stump up for accident damage
The main reason drivers gave for paying for the cost of any damage themselves was that they did not want their insurance premiums increased as a result of making a claim, while 11 per cent did not want to lose their no claims bonus. Just over a fifth of motorists also said the excess on their insurance was too high to make it worthwhile claiming on the policy. But two per cent admitted they had to pay for the damage themselves because they were not insured to drive the vehicle.