With the news full of the rising cost of living, many of us are looking at where we can reduce spending. While there may be some luxuries that we can do without, there is a risk that we start to compromise on important health and wellbeing services – even routine treatments such as dental and eye care.
Looking after your health is important but it can be costly, so it’s understandable that everyday health services can be an area that people cut as household expenses spiral. However, dental services, optical care and treatments such as physiotherapy are essential to protecting our health and wellbeing. Regular checks and treatment can also help to reduce health niggles turning into major – and potentially expensive – problems.
Budgetting for bills
One way to do this is to sign up for a health care cash plan. These plans pay money back towards the costs of everyday health care expenses, so budgeting for and being able to afford check-ups and treatment isn’t as much of a worry.
According to Money Saving Expert’s Martin Lewis, health care cash plans are “the secret cheaper cousin of private medical insurance (PMI) - yet, while they're far less well known, they're actually suitable for far more people…. cash plans are all about helping you cover the cost of necessary NHS or private treatments.”
Starting from as little as £2.22 a week, Sovereign Health Care’s Good All Round cash plan, named as one of Money Saving Expert’s top cash plan picks, lets you claim back money towards the cost of new glasses, visits to the dentist, prescription charges, physiotherapy and much more. When you make a claim, you’ll receive back 100% of your dental and optical costs up to your cover level limit. For all other benefits, you’ll receive back 50% of your costs, and some benefits pay back a fixed sum.
All you do is pay for your treatment, submit your receipt, and Sovereign will pay the money back directly to you. Your level of cover determines the maximum amount you can claim each year and you can choose the level that suits your circumstances.
Good All Round has five levels of cover to choose from, starting at just £2.22 per week, so you can pick the right one for you based on your health needs and budget. You can claim for both NHS and private treatment, there’s no medical to join and, importantly, dependent children up to the age of 18 are covered for free and they have their own claiming limit, separate to the policyholder’s.
Sovereign members also enjoy exclusive member benefits including GP24*, giving access to telephone or online GP consultations and private prescription services at a time to suit you.
Finally, Sovereign helps with the fun stuff too, making sure you can still have some fun whilst managing your spending. Customers have exclusive access to Sovereign Perks*, which offers online and high street discounts including cinema tickets, gym memberships, car insurance, breakdown cover, mobile phones, Apple products, and even package holidays.
Health care cash plans are a simple and affordable way to make sure you can still look after yourself, and manage the cost of routine and more specialised health and wellbeing treatments as part of a careful monthly budget.
For more information, check out https://www.sovereignhealthcare.co.uk/good-all-round/
*Terms and conditions apply