Yorkshire farmers need to be vigilant about the safety of temporary workers during the harvest season - Harry Appleton-Metcalfe

One of the primary concerns during this period is ensuring that all workers, especially temporary ones, are adequately trained and insured. Farming, inherently one of the most dangerous occupations, reported 27 fatalities last year, including the tragic death of a three-year-old child.

According to the Health and Safety Executive (HSE), agriculture, forestry and fishing have the highest rate of worker fatalities – 21 times higher than the average across all industries over the past five years. These statistics underscore the importance of rigorous health and safety measures.

During this peak season, farmers are often preoccupied with the logistics of harvesting, potentially overlooking the safety of their workforce. However, safeguarding both permanent and temporary staff is paramount.

Conducting comprehensive health and safety assessments, providing thorough training, and implementing clear processes are essential steps. Crucially, having adequate Employers’ Liability insurance is not just a legal necessity but a fundamental aspect of responsible farming.

A common misconception among farmers is that their standard farm insurance policies automatically include sufficient protection for catastrophic incidents. This is not the case. Employers’ Liability insurance is not always a given, and farmers must be diligent in ensuring that their policies cover all types of workers – part-time, casual, seasonal, temporary and even voluntary.

The emotional and financial toll of dealing with accident claims can be immense. Beyond the immediate trauma and distress, the cost implications and prolonged stress of accident claims are significant. This makes it even more critical for farmers to ensure they have the right insurance coverage and safety protocols in place.

In light of these challenges, we would strongly advise all farmers to conduct thorough inductions and provide comprehensive training for temporary workers. Utilising HSE guidance and Toolbox Talks can reinforce safety practices, creating a safer working environment.

While not a legal requirement, having management liability cover can also be beneficial, covering potential HSE incident investigation and intervention costs, which can escalate quickly.

Collaboration and compliance with safety regulations are non-negotiable. Farmers must never cut corners when it comes to employee safety. They bear both a moral and legal duty to care for all their employees, ensuring that safety protocols are meticulously observed.

This vigilance not only protects the workers but also preserves the farm’s reputation.

As stewards of the land and community, farmers have the opportunity and obligation to set a high standard for safety and operational excellence.

Harry Appleton-Metcalfe is of rural insurance broker Lycetts.