Mortgages

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

Bank of England's interest rate decision could leave you paying more
The rate decision offers little relief as bills stay high and pressure on households grows 💸

More and more homebuyers are taking out 30, 35 and even 40-year mortgages to reduce their monthly repayments, but an expert has urged people to consider the pros and cons of such long deals.

Should I take out a 40-year mortgage? Expert explains pros and cons

New mortgage rules could help first-time buyers borrow up to £26,000 more, but they are expected to increase house prices

New mortgage rules explained, including how much you can now borrow

The seafront at Withernsea. Picture taken by Yorkshire Post Photographer Simon Hulme

Most expensive seaside town and cheaper ‘hidden gem’ revealed

Mortgage adviser Liam Cockerham has offered his expert advice to first-time buyers on the pitfalls to avoid, including one easy mistake to make

The one easy mistake to avoid when buying your first home

Tom Lord outside the house he bought with his ex before their relationship ended.

Should you sign a mortgage prenup? Expert's advice to homebuyers

Martin Reynolds, CEO of Simplybiz Mortgages.

Simplybiz Mortgages sees market share rise

One in five Brits are walking a financial tightrope and would be unable to pay their next month's rent or mortgage if they lost their job

One in four people in Leeds would miss their next mortgage or rent payment if th...

One in five Brits are walking a financial tightrope and would be unable to pay their next month's rent or mortgage if they lost their job

One in four people in Leeds would miss their next mortgage or rent payment if th...

A mortgage expert has warned house buyers of the common spending mistakes which could jeopardise their chances of securing a loan for their dream home

5 easy mistakes to avoid when you're trying to secure a mortgage

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

Major UK bank to pay £50 to 12 million customers

(Photo: Pexels)

7 of the best money decluttering tips for a financial spring clean

(Photo: Dan Kitwood/Getty Images)

Bank of England cuts interest rates to 4.5% - what that means for you

Bradford saw the highest price rise percentage in Yorkshire over the last 12 months. Picture by James Hardisty.

Three Yorkshire areas see biggest house price rises in last 12 months

(Photo: Pexels)

I'm a mortgage expert - my top tips to save for your first home

Bank of England Governor Andrew Bailey (C) attends the central bank's Monetary Policy Report press conference at the Bank of England on 7 November 2024 (Photo: Henry Nicholls - WPA Pool/Getty Images)

Bank of England cuts interest rates again - what it means for you

Donald Trump speaks during an election night event at the West Palm Beach Convention Centre in West Palm Beach, Florida, on 6 November (Photo: JIM WATSON/AFP via Getty Images)

How Trump’s return to power could impact UK mortgages and inflation

(Photos: Getty Images)

UK inflation drops below Bank of England target: what it means for you

House prices

House prices see strongest growth since November 2022 and how Yorkshire fared

Stewarts associate Felicia Munde

Ad Feature Why will this September be challenging for busy professionals?

A poll of 500 adults who bought their first property have revealed their biggest regrets - including living in an area they do not love

First-time buyers reveal their biggest regrets
First-time buyers have revealed their biggest regrets, including settling for an area they don’t love and not using a mortgage broker.
Oliver Lewis

(Photos: Pexels/Getty Images)

What are the financial rights for cohabiting couples after a breakup?

(Photos: Pexels)/LinkedIn)

I'm a mortgage expert - these 8 mistakes can hammer your credit score

House price analysis

House prices edge up and the forecast looks positive

Virgin Money has said it lent less to customers in recent months but reported stronger demand for savings, as the bank prepares to be taken over by Nationwide by the end of the year. (Photo by Mike Egerton/PA Wire)

Virgin Money reports strong demand for savings

(Photo: Dan Kitwood/Getty Images)

Britain's biggest building society brings back sub-4% mortgage rates

How average UK home and price has changed from 1970s to today

(Photo: ISABEL INFANTES/AFP via Getty Images)

Major lender cuts mortgage rates for first-time buyers

Labour Party leader Sir Keir Starmer at the launch of a new Freedom to Buy scheme with deputy party leader Angela Rayner and London Mayor Sadiq Khan during a visit to a housing development in North West London, while on the General Election campaign trail. Picture: James Manning/PA Wire

Three key ways new Government can reform our failing housing market

(Photo: Joe Giddens/PA Wire)

UK households face major mortgage payment increases in next 2 years

(Photos: Getty Images/LinkedIn)

I'm a mortgage expert - 9 pitfalls that first time buyers should avoid

People look at residential properties displayed for sale in the window of an estate agents' in London (Photo: ISABEL INFANTES/AFP via Getty Images)

Expert tips for first-time homebuyers as mortgages jump 61% in 5 years
Experts believe homeownership is still achievable, despite ever increasing mortgage payments 🏠🌟
Alex Nelson

(Photo: Dan Kitwood/Getty Images)

UK interest rates to hold - how it will impact borrowers and finances

Prime Minister Rishi Sunak arrives for a visit to Sizewell in Suffolk. PIC: James Manning/PA Wire

Why the fall in inflation isn’t bringing much cheer to voters

Virgin Money has announced that it expects to see “headwinds” in the second half of 2024 as the firm prepares for its takeover by Nationwide. Photo: Mike Egerton/PA Wire

Virgin Money expects ‘headwinds’ as firm prepares for Nationwide takeover

Buying and selling season

House prices edge up in Yorkshire and a prediction for the rest of the year

Issues when buying a shared ownership home

Why it pays to be aware of the main issues when buying a shared ownership home

House values are edging up

House prices have risen in most areas risen but modest falls cannot be ruled out

House price data

Latest UK house price data shows Yorkshire in the black plus a forecast for 2024

Household bills will continue to be challenging for many in 2024

Which key household bills are likely to go up or down in 2024?

Halifax bank predictions

Housing market predictions from the Halifax bank for 2024

Tom Simpson shares his expert insight. Picture: Samuel Whitton

YBS Commercial Mortgages team sees host of investment opportunities: Tom Simpson

House prices have risen in 70 areas

These 70 areas of the UK have seen house prices rise

A general view of the Bank of England in central London. PIC: Yui Mok/PA Wire

What are interest rates and how will their movement affect you? - Mark Fleet

Felicity Holloway, who heads up mortgages at Moneybox Home-buying, has revealed how homeowners can navigate remortgaging with greater confidence.

Mortgage expert’s five tips on ‘daunting prospect’ of remortgaging

Top tips for remortgaging

Five tips to tackle remortgaging

Interest rates are set to rise again

Millions of homeowners issued warning as mortgages set to rise again

House prices are moderating

UK house prices are slipping but Yorkshire is bucking the trend

Mortgage news. (image: Adobe)

How first time buyers can qualify for a new 100% mortgage deal

Nationwide will pay £340m directly into customer accounts for the first time in 2023.

Nationwide to pay £100 into customers’ accounts - who’s eligible

Martin Lewis has shared his verdict on a new zero deposit mortgage deal launched to help first-time buyers trapped in a renting cycle get on the property ladder.

Martin Lewis gives his verdict on new 100 per cent mortgage scheme

Leeds Building Society could take your Netflix subscription into account when considering your mortgage application (image: Adobe)

How Netflix subscriptions could help people on the property ladder

Interest rates will go up for the 11th consecutive time as the Bank of England is set to confirm an increase of 0.25% - Credit: Adobe

Bank of England to raise interest rates in bad news for mortgages

Pic: Craig Stephen

Six ways to prepare for rising mortgage rates, according to Which?

A family say their mortgage will increase by £1,100 a month

Family say mortgage has increased by £1,100 a month as interest rises

UK sees biggest fall in housing prices since 2009 financial crisis according to Halifax report.

UK sees biggest fall in house prices since financial crisis

House prices continue to slip

Average house price slips as property market heads into its Christmas slowdown

How to sell a home in a falling market

Top tips on how to sell your home in a falling market

Property and interiors expert Laura Jane Clark. Picture: PA

Seven expert tips for creating your dream home on a budget

Mortgages and debts are the top reasons why people have sought money guidance over the past year, according to new figures.

'Mortgages and debts are the top reasons for seeking money guidance'

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