Mortgages

Sam Fox

Sam Fox: prepare finances carefully before applying for mortgage
Sam Fox, founder of UK Mortgage Centre, advises borrowers to review outstanding debts, understand their borrowing position and check their credit history before...

Dr. Danilo Spinola, a senior lecturer in economics at Birmingham City University.

How Iran war is affecting petrol, food and mortgage costs

Banking is changing - and we’re looking at one challenger bank that’s leading the field

A new generation of banks is rewarding customers for using accounts

First-time buyers said that facing multiple upfront costs in a short space of time was the number one part of the homebuying process they wished they could avoid.

Mortgage expert sauys what buyers should do to avoid headaches

We were given a cash reward for just checking if our bills could be reduced

This bill-checking service paid me to see if I could save money

The Bank of England has kept interest rates at 3.75% to help control inflation (Photo: John Walton/PA Wire)

Interest rates held at 3.75% - what it means for mortgages and bills

Many people start the year determined to sort their finances, only to feel swamped by paperwork and put it off again.

The January money reset checklist

Our month-by-month guidance could help you plan, save, and avoid fines throughout the year (Photos: Pexels/Getty Images)

27 key money dates and changes in 2026 that could boost your wallet

More people are starting the new year by getting expert guidance on their pensions, mortgages and savings.

Take control of your finances this new year

Wakefield made the top 10

Two Yorkshire cities in top 10 property value hotspots for 2025

The Bank of England has cut interest rates to 3.75%, the lowest since early 2023 (Photo: PAUL ELLIS/AFP via Getty Images)

How the Bank of England interest rate drop could boost festive budgets

UK inflation fell to 3.2% in November, its lowest level since March and below forecasts (Photo: Pexels)

What a lower inflation rate really means for your money this Christmas

As competition heats up among mortgage lenders, new doors are opening in the housing market. But experts warn the gains could be short-lived. Picture: Press Association

Mortgage market heats up as lenders battle for borrowers

Mortgage expert Sam Fox, from the UK Mortgage Centre, has explained the pros and cons of buying a home via shared ownership

The costs you must remember when you're buying a shared ownership home

The fire on Langdale Moor, near RAF Fylingdales. PIC: North Yorkshire Fire & Rescue Service/PA Wire

Langdale Moor fire shows need for prescribed burning - Gareth Dockerty

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

UK inflation rises to 3.8% – what it means for debt and daily costs

Governor of the Bank of England, Andrew Bailey, speaks during the Bank of England financial stability report press conference. Credit: Jordan Pettitt/PA Wire

Bank of England cuts interest rate to lowest level for two years

The little-known Deposit Unlock scheme can help first-time house buyers afford a mortgage on a new-build home

The little-known scheme helping first-time buyers get a new-build home

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Chetwood Bank reaches £5bn milestone as it launches Manchester office

Chancellor of the Exchequer Rachel Reeves looks from a window before a roundtable discussion with top finance executives during a visit to the Lloyds Banking Group's offices, in Leeds, West Yorkshire. Credit: Oli Scarff/PA Wire

Exclusive Reeves hits back at risk criticism of increasing mortgage borrowing

Chancellor Rachel Reeves takes part in a Lego therapy session during a visit to Westleigh Methodist Primary School in Wigan, for the launch of the Better Futures Fund, the day before her big Mansion House speech. Credit: Anthony Devlin/PA Wire

Rachel Reeves to unveil 'Leeds Reforms' ahead of Mansion House speech
Rachel Reeves is set to announce major financial reforms in Leeds today to allow more people on lower incomes to get on the property ladder.
Ralph Blackburn

Options for home buyers with low deposits

What the end of the 95% mortgage guarantee scheme means for buyers

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

Bank of England's interest rate decision could leave you paying more

More and more homebuyers are taking out 30, 35 and even 40-year mortgages to reduce their monthly repayments, but an expert has urged people to consider the pros and cons of such long deals.

Should I take out a 40-year mortgage? Expert explains pros and cons

New mortgage rules could help first-time buyers borrow up to £26,000 more, but they are expected to increase house prices

New mortgage rules explained, including how much you can now borrow

The seafront at Withernsea. Picture taken by Yorkshire Post Photographer Simon Hulme

Most expensive seaside town and cheaper ‘hidden gem’ revealed

Mortgage adviser Liam Cockerham has offered his expert advice to first-time buyers on the pitfalls to avoid, including one easy mistake to make

The one easy mistake to avoid when buying your first home

Tom Lord outside the house he bought with his ex before their relationship ended.

Should you sign a mortgage prenup? Expert's advice to homebuyers

Martin Reynolds, CEO of Simplybiz Mortgages.

Simplybiz Mortgages sees market share rise

One in five Brits are walking a financial tightrope and would be unable to pay their next month's rent or mortgage if they lost their job

One in four people in Leeds would miss their next mortgage or rent payment if th...

One in five Brits are walking a financial tightrope and would be unable to pay their next month's rent or mortgage if they lost their job

One in four people in Leeds would miss their next mortgage or rent payment if th...

A mortgage expert has warned house buyers of the common spending mistakes which could jeopardise their chances of securing a loan for their dream home

5 easy mistakes to avoid when you're trying to secure a mortgage
These are some of the most common reasons people’s mortgage applications are rejected
Robert Cumber

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

Major UK bank to pay £50 to 12 million customers

(Photo: Pexels)

7 of the best money decluttering tips for a financial spring clean

(Photo: Dan Kitwood/Getty Images)

Bank of England cuts interest rates to 4.5% - what that means for you

Bradford saw the highest price rise percentage in Yorkshire over the last 12 months. Picture by James Hardisty.

Three Yorkshire areas see biggest house price rises in last 12 months

(Photo: Pexels)

I'm a mortgage expert - my top tips to save for your first home

Bank of England Governor Andrew Bailey (C) attends the central bank's Monetary Policy Report press conference at the Bank of England on 7 November 2024 (Photo: Henry Nicholls - WPA Pool/Getty Images)

Bank of England cuts interest rates again - what it means for you

Donald Trump speaks during an election night event at the West Palm Beach Convention Centre in West Palm Beach, Florida, on 6 November (Photo: JIM WATSON/AFP via Getty Images)

How Trump’s return to power could impact UK mortgages and inflation

(Photos: Getty Images)

UK inflation drops below Bank of England target: what it means for you

House prices

House prices see strongest growth since November 2022 and how Yorkshire fared

Stewarts associate Felicia Munde

Ad Feature Why will this September be challenging for busy professionals?

A poll of 500 adults who bought their first property have revealed their biggest regrets - including living in an area they do not love

First-time buyers reveal their biggest regrets

(Photos: Pexels/Getty Images)

What are the financial rights for cohabiting couples after a breakup?

(Photos: Pexels)/LinkedIn)

I'm a mortgage expert - these 8 mistakes can hammer your credit score

House price analysis

House prices edge up and the forecast looks positive

Virgin Money has said it lent less to customers in recent months but reported stronger demand for savings, as the bank prepares to be taken over by Nationwide by the end of the year. (Photo by Mike Egerton/PA Wire)

Virgin Money reports strong demand for savings

(Photo: Dan Kitwood/Getty Images)

Britain's biggest building society brings back sub-4% mortgage rates

How average UK home and price has changed from 1970s to today

(Photo: ISABEL INFANTES/AFP via Getty Images)

Major lender cuts mortgage rates for first-time buyers

Labour Party leader Sir Keir Starmer at the launch of a new Freedom to Buy scheme with deputy party leader Angela Rayner and London Mayor Sadiq Khan during a visit to a housing development in North West London, while on the General Election campaign trail. Picture: James Manning/PA Wire

Three key ways new Government can reform our failing housing market

(Photo: Joe Giddens/PA Wire)

UK households face major mortgage payment increases in next 2 years

(Photos: Getty Images/LinkedIn)

I'm a mortgage expert - 9 pitfalls that first time buyers should avoid

People look at residential properties displayed for sale in the window of an estate agents' in London (Photo: ISABEL INFANTES/AFP via Getty Images)

Expert tips for first-time homebuyers as mortgages jump 61% in 5 years

(Photo: Dan Kitwood/Getty Images)

UK interest rates to hold - how it will impact borrowers and finances

Prime Minister Rishi Sunak arrives for a visit to Sizewell in Suffolk. PIC: James Manning/PA Wire

Why the fall in inflation isn’t bringing much cheer to voters

Virgin Money has announced that it expects to see “headwinds” in the second half of 2024 as the firm prepares for its takeover by Nationwide. Photo: Mike Egerton/PA Wire

Virgin Money expects ‘headwinds’ as firm prepares for Nationwide takeover

Buying and selling season

House prices edge up in Yorkshire and a prediction for the rest of the year

Issues when buying a shared ownership home

Why it pays to be aware of the main issues when buying a shared ownership home

House values are edging up

House prices have risen in most areas risen but modest falls cannot be ruled out

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